Chapter 8 gives us an extensive breakdown of the major provisions of the Affordable Care Act. For this week’s discussion, let’s examine two (2) key provisions: the individual mandate and government subsidies to make insurance products on the exchanges more affordable.
Answer the following questions below to complete this week’s discussion:
Discuss the individual mandate and its controversy.
Are there alternatives to the individual mandate that accomplish the same goals without engendering so much political turmoil?
Could policymakers have designed an incentive system that would be as effective as a mandate?
What are the pros and cons of using a mandate versus an incentive?
Can you think of incentives to encourage enrollment that have occurred in other parts of the health care system?
Discuss the premium and cost-sharing subsidies. Premium and cost-sharing subsidies are expected to cost $919 billion over the years 2018-2027.
Is this a good use of resources?
Are these subsidies well designed?
Are they sufficient to make health insurance affordable?
Are the income levels appropriate?
Should the subsidies cover more people?
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